Financial Planning & Wealth Management
Wealth planning is a dynamic process. Your financial goals evolve over time due to changes in your lifestyle or events such as career change, marriage or divorce, inheritance, home purchase, or a growing family. Financial planning is the anchor for your entire financial journey. It connects all the components of a comprehensive wealth management plan including investments, taxes, and estates, acting as a roadmap to ensure your long-term goals are met.
At Kucharski Financial Services, we recognize that your time is precious. For your convenience you may click the link below and schedule your own initial 30-minute phone meeting. Or if you would prefer, you can call us @ 908-782-7200.
Investment Management & Planning Services
It is no secret — American workers are delaying retirement because they have not saved enough over the years. Investing your life’s savings is a serious business. It is a means to an end, and it is all rooted in your financial plan. We are committed to delivering sound, quality retirement approaches, paired with exceptional service to help ensure your plan runs smoothly. We align our clients portfolios based on their risk tolerance preference.
401k Services
Managing a 401(k) can be complex. From plan design to administration, there's a lot to consider. We partner with a low cost TPA (Third Party Administrator) and over 30 prestigious investment firms to provide small businesses with cost-efficient plans. Your employees can have a retirement product without all of the administrative stress. Let us show you how.
Tax Preparation Services
Our goal is to make the preparation process as easy as possible for you and mitigate your tax liability. We partner with a CPA to help ensure that all of your professionals are working together to help achieve your unique set of goals. . Whatever your circumstances may be, we are here to give you sound advice and help you get through life's challenges. Your tax preparation interview can be done in-person, via zoom, by mail, or e-mail - which ever is most convenient for you.
Retire by Design, Not by Chance
By submitting some key financial information, we can guide you on a stable path to retirement or keep you on target while currently in retirement. Although you cannot eliminate all risks in retirement planning, we continuously monitor, review and update the investment mix in our portfolio models. We stay connected with our clients through periodic portfolio reviews, monthly newsletters and market updates.
Allow us to Stress Test your Portfolio against many different situations.
With the use of sophisticated technology, we can help you see what your true risk of your current investments are and help you lower that risk. While also looking at potential future events and how your current portfolio would withstand these events. Just by entering your holdings from your current accounts with simple account aggeration software and completing a risk tolerance questionnaire. We can help guide you by giving you a realitistic view of the risk you are currently taking and what we recommend to lower your risk.
